Emergency Preparedness at Georgetown Commons

A series of articles to guide Georgetown Commons Residents in the event of an emergency

Preparation in advance of an emergency is everyone’s job. Each person/family needs to have a plan that may be implemented prior, during, and after an event. Having a plan in place can greatly reduce fear and anxiety.  In Rochester, severe weather may leave us without basic services such as electricity, gas, water, and telephone for extended periods of time.  Proactive planning is essential.

At our last Georgetown Board meeting, the Emergency Preparedness Committee prioritized an order of topics that address how to prepare, respond, and recover from potential emergencies within our Georgetown community.

DIRECTIONS: CLICK ON ANY TOPIC TO GET MORE INFORMATION

MARCH 2018 - WHAT YOU SHOULD KNOW ABOUT INSURANCE

What You Should Know About Insurance

What you should know about your Homeowner’s and GCHOA policies.

To ensure easy access to your insurance policies, it is a good idea to keep one copy in a waterproof container and another copy in a different location, i.e. safe deposit box.  It is also suggested that you keep current, date-stamped photos of the interior and exterior of your home and any data regarding assessed value and other property information, i.e., property taxes, etc. that will help you to expedite the settlement of your claim.

What does your GCHOA insurance policy cover?

First:  Ask your Board of Directors to provide information describing which expenses are covered in the event of a claim.
Second:  Contact your private insurance company to determine what additional coverage you need with a homeowner’s insurance policy.  By doing this, you will be covered should the need arise.

What does Homeowner’s Insurance Cover

Homeowner’s insurance typically helps cover the following:

  • Your dwellinG
  • Other structures on your property
  • Personal Property
  • Liability

You may also be able to purchase additional insurance for greater protection.

Terminology

RCV – Replacement Cost value.  Do you have enough insurance to cover possible losses?

ACV – Actual Cash Value.  This amount is based on depreciation of items.  Here is where your photos and original cost of items is an asset.

NOVEMBER 2017 - DOCUMENT STORAGE WITH DOWNLOADABLE PDF FILE

Last month, members of the Emergency Preparedness Committee attended a seminar at Sage Rutty in Rochester.  The topic was “documents,” which fits in with this month’s Crier article.

Below is the pdf handout we received at the seminar.   Please download and add it to your EMP information.  It is important to store this and other articles in a 3-ring binder as well as a USB flash drive (for your Emergency Preparedness Kit).

Document Storage Guide for Emergency Preparedness

OCTOBER 2017 - MAJOR POINTS TO CONSIDER WHEN DEVELOPING A PLAN SPECIFICALLY FOR YOUR FAMILY

  1. Public Assistance locations, phone numbers – Police, Ambulance and Fire contact is 911. New York Regional Poison Control Centers, call 1-800-222-1222. Suggested places to keep this information would be on your refrigerator; in your wallet, on your communication devices, and in your car. Adding your medical information to this list is highly recommended.
  2. Kits and Supplies – A key element to being prepared is to have emergency supplies on hand such as first-aid kit, prescription and non/prescription drugs, non-perishable food and water. Each kit should contain enough supplies for 1 week for each member of your household. Periodically check for “use by” date and replace if date has expired.

Store your emergency supplies where you have immediate access and can easily get to them. Make sure all family members know where the supplies are.  Store supplies in airtight plastic bags in easy-to-carry totes.  If you have to leave your home in a hurry, you will be prepared to do so.

  1. Checklists – Information about your household, childcare, meeting places, pet care, special needs family members, out-of-town contacts, neighbor contacts, kits/supplies, i.e., food and water supplies, first aid supplies, important documents, medical conditions, and other items are necessary to maintaining your self-reliance. If you are interested in viewing checklist suggestions, please refer to the Georgetown website.

Weather Watches and Warnings-Staying Safe during Severe Weather

Power outages are most commonly associated with summertime electrical storms, high winds, and/or severe winter snow or ice storms in the Rochester area.  Additionally, power outages may also be due to traffic accidents, fires, building or construction activities or regularly scheduled services.  Weather conditions can be monitored on radio and/or television with a multi-band emergency radio that includes a hand crank, USB port, battery operation and NOAA weather alerts.

SEPTEMBER 2017 - NATIONAL EMERGENCY PREPAREDNESS MONTH - WHY PLAN?

Given the most recent natural disasters,
worldwide, and upcoming winter months, here at home, it seems appropriate and timely to get serious
about potential emergencies and to be as prepared as possible.

The GCHOA Emergency Preparedness Committee is committed to offering Georgetown residents
step-by-step guidelines that provide a comprehensive discussion about being prepared for
emergencies. Knowledge is priceless; self-sufficiency a must.

Why Prepare?

Emergencies disrupt lives and may have lasting effects on individuals, pets, property and our
community. To be ready and know how to respond to severe weather, fire, power outages, etc. in
advance may reduce the associated impact and dangers that are inherent in these and other
emergencies.

Starting with the October, 2017, The Georgetown Crier and throughout the next several months, the
GCHOA Emergency Preparedness Committee will be discussing how to prepare for, respond to, and
recover from natural emergencies. Each month’s article will contain important information about a
specific topic of concern. Our goal is to call your attention to what you can do to help yourself, your
family, and your neighbors in a time of crisis. We hope that, when used in conjunction with
instructions from local emergency offices, FEMA, and The American Red Cross, you will be much
better prepared to meet emergencies when they occur.

We welcome your input about topics for discussion. Please contact Cecile Horkheimer
(Cecile215@rochester.rr.com) or Connie Tripp (connietripp6@gmail.com) with your suggestions.